Commercial Lending · Est. 2014

GET FUNDED
IN 24
HOURS.

Stop waiting weeks for bank decisions. LendFast approves commercial loans in 24 hours — check your eligibility now with zero credit impact.

Check My EligibilitySee how it works
$2.4B+Funded
8,400+Businesses
4.9★Rating

Approval Status

Pre-Qualified

Loan Amount$250,000
Rate From6.99% APR
Decision< 24 hours
Check My Rate

No Credit Impact

Soft Check Only

Avg Decision

4.2 hours

60-Second Check

SEE IF YOU
QUALIFY
TODAY.

Answer 3 quick questions. No SSN required. Zero credit impact. Get your pre-qualification result instantly.

Soft pull only — no credit score impact
Results in under 60 seconds
256-bit encrypted, bank-grade security
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What type of loan are you looking for?

Select the option that best fits your needs.

Loan Products

FUNDING FOR
EVERY NEED.

From day-one working capital to multi-million dollar real estate deals — we have the right product at the right rate.

Most Popular

Business Loan

Apply

Fast working capital and growth financing for established businesses. No collateral required under $500K.

RateFrom 6.99% APR
Amount$50K – $2M
Speed24-hr decision
CRE

Commercial Real Estate

Purchase, refinance, or cash-out on commercial properties. Competitive long-term rates.

RateFrom 5.75% APR
Amount$250K – $5M
Speed5-day close
Check Rate
Fast Close

Bridge Loan

Short-term capital to close deals fast while permanent financing is arranged.

RateFrom 8.5% APR
Amount$100K – $3M
Speed48-hr close
Apply Fast
Gov. Backed

SBA Loan

Government-backed loans with the lowest rates available for qualifying businesses.

RateFrom 5.25% APR
Amount$150K – $5M
Decision10-day decision
Check Eligibility
How It Works

FROM APPLY
TO FUNDED.

Average: 3 business days
01
Online Only

Apply in 8 Minutes

Complete our streamlined online application. No mountains of paperwork — just the essentials.

~8 minutes
02
AI-Assisted

Underwriting Review

Our team reviews your file using real-time data. No waiting days for a human to look at it.

< 4 hours
03
Wire Transfer

Funded & Done

Sign your term sheet, funds wire directly to your account. Most clients funded within 3 business days.

3–5 days

Questions? Talk to a loan advisor — no commitment required.

Start My Application
Proven Results

8,400+ BUSINESSES
FUNDED AND GROWING.

$2.4B+Total Funded
8,400+Businesses Served
4.9 / 5Average Rating
94%Approval Rate
“We needed $400K for a fleet expansion and our bank said 6 weeks. LendFast funded us in 3 days. That window made us $1.2M in new contracts.”
$400K Business Loan
Marcus Webb, CEO, Clearwater Distribution

Marcus Webb

CEO, Clearwater Distribution · Dallas, TX

“The SBA process scared us off for years. LendFast's team handled the complexity — we closed a $1.8M hotel acquisition in under 2 weeks.”
$1.8M SBA Loan
Priya Nair, Founder, Meridian Hospitality

Priya Nair

Founder, Meridian Hospitality · Chicago, IL

“Bridge financing in 48 hours to close a distressed asset before another buyer. LendFast is the only lender I trust for time-sensitive deals.”
$750K Bridge Loan
Derek Okonkwo, Principal, Okonkwo Capital RE

Derek Okonkwo

Principal, Okonkwo Capital RE · Atlanta, GA

BBB Accredited A+
SBA Preferred Lender
FDIC Insured
ISO 27001 Certified
Equal Opportunity Lender
Limited Capacity — Apply Today

READY TO GET
FUNDED?

Join 8,400+ businesses that chose speed over bureaucracy. Check your eligibility in 60 seconds — zero credit impact.

Check your eligibility now.

No SSN required · Soft pull only · Results in 60 seconds

No credit card · No commitment · Instant results